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3 Beds
2 Baths
1,584 sqft

$1,495,000

419 Cedar, SANTA CRUZ CA, 95060

Price per sqft$943.81
Built in1928
Property size1,584 sqft
Property typeMulti-family

Overview

Active

Listed Nov 4, 2026

Updated 7h ago

TWO DETACHED HOMES IN THE HEART OF DOWNTOWN SANTA CRUZ! Discover a rare opportunity to own a charming duplex featuring two separate residences at 419 Cedar Street and 209 Elm Street, offering exceptional flexibility for homeowners, investors, and those seeking a unique live-work opportunity. Street parking is available through the City s residential permit parking program, with four parking permits and two guest permits allocated to the property. The main Cedar Street residence (1,224sqft) features 2 bedrooms, a dedicated office, and 1 bathroom, blending classic Santa Cruz character with modern updates, including fresh interior and exterior paint, updated flooring, and lighting. Privately situated behind the main home, the detached Elm Street cottage (360sqft) offers 1 bedroom and 1 bathroom, creating an ideal opportunity for rental income, multigenerational living, guest accommodations, or additional personal space. Both residences are recognized as legal dwelling units. Enjoy abundant gated, private outdoor living areas, providing peaceful spaces to relax, entertain, or enjoy the coastal climate right in the middle of downtown. Zoned Community Commercial (CC), the property also offers intriguing possibilities for residential and commercial uses, subject to city approval. LOCATION, LOCATION, LOCATION! Step outside and experience the best of Santa Cruz living. Walk to downtown restaurants, coffee shops, boutiques, theaters, live music, nightlife, farmers markets, and the vibrant local arts scene. The Santa Cruz Beach Boardwalk, Wharf, and beautiful beaches are approximately 0.7 miles away, while the majestic redwood forests are just a short drive from your doorstep. Rich in local history, 419 Cedar Street was once home to Chimney Sweep Books, a beloved Santa Cruz shop specializing in rare and antiquarian books. Whether you re looking to live in one home and rent the other, expand your investment portfolio, or explore the possibilities of a flexible downtown property, this distinctive duplex offers an exceptional combination of location, character, privacy, and opportunity. Two detached homes. One incredible downtown Santa Cruz location. Endless possibilities!

$9,946/mo

Est. mortgage payment based on a $1,495,000 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
SW26232965MR

Interior Features

Bedrooms
3
Bathrooms
2
Heating
Yes
Basement
No

Exterior Features

Lot Size
0.11 Acres

Also listed on CRMLS

Listed by Sinan Zakaria with Listed Simply
Listing Contact: 800-995-5879 

Based on information from The MLSTM / Combined LA/Westside Multiple Listing Service, Inc. IDX information is provided exclusively for consumers' personal, non-commercial use, it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information is deemed reliable but not guaranteed and should be independently reviewed and verified. Property locations as displayed on any map are best approximations only and exact locations should be independently verified. All properties are subject to prior sale, change or withdrawal, and may or may not be listed by the office/agent presenting the information. Neither listing broker(s) nor Christopher Harris shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. 

©2026 Combined L.A./Westside MLS. All rights reserved.

Data last updated 11/6/2026

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